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This  came in at 25 in the charts - unbelievably- a song for all those claiming and / or have claimed bank charges back. "I Fought The Lloyds" by Oystar.

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OH YES A RESULT !! After weeks of letters to and fro to my bank they have given me an offer based on what i claimed against them, and it is in FULL without me having to go the county court,which would have cost me between £30 to £120 depending on the size of the claim.

I accepted as it is what i wanted and posted the acceptance letter the same dsy it arrived.

So for all those who have followed this thread i first must thank the Argus for making me aware of it and then moneysavingexpert.com for support and valuable information.

So once i have that lovely thousands (Well almost five and three zeroes  including interest over 6 years). of dosh in my bank it will be a champagne day!!!
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Well another letter from the bank and another reply. In their defence they try to claim that their charges are fair and competitive, and in my prosecution I am stating that they are totally inappropiate to the cost of an automatic generated letter which costs no more than a few quid for them to produce. I have dangled a carrot for quick payment by giving a discount to settle pronto otherwise by seven days time without further warning i will take them to court and add costs on top as well. Nope,they are trying to delay the processs until the OFT decision which is expected on April 6th,and i am not allowing them to worm their way out of this.

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